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Are your credit cards mounting up? Are you finding it difficult to make loan repayments? Are you struggling to make ends meet? NOW IS THE TIME TO TALK TO US Are you robbing Peter to pay Paul? Are you burdened down by debt? Are you feeling that there is no way out? TALK TO US NOW. How not to deal with growing debt: Pretend that you haven’t got a problem. Feel guilty about your situation . Feel ashamed of being in debt. Bury your head in the sand. How to deal with growing debt:  Acknowledge that there is a problem.  Seek our professional advice.  Don’t feel ashamed: we have heard it all before and have helped many people in a situation like yours. What’s the worst that can happen?  You might be declared bankrupt: we have dealt this before and (rest assured) there is life after bankruptcy!  You might have to enter an IVA: we have helped people before. You’ll only pay what you can afford for 5 years and then your debts are wiped out. What can Gateway Credit Solutions do to help? We will come and talk to you in confidence. We will try our best to find a solution that does not involve either of the 2 options listed above. It is more than likely that we will be able to negotiate on your behalf with your creditors and reduce your monthly outgoings substantially. We might find that your loans and credit cards Agreements are unenforceable and can be challenged: if that is the case we might be able to get them written off. Call Gateway Credit Solutions on Freephone 0800 043 1217 Or click on the Contact Us link. Gateway Credit Solutions is a trading name of Gateway Home Loans Limited. Gateway Credit Solutions operates under the Consumer Credit Agreement 612518 and Data Protection Registration number Z1220526.